The long-awaited long weekend will start in a few days. A spontaneous decision to leave or the organization of a spring barbecue for friends, or perhaps unplanned refreshment of the apartment are just some of the expenses for which an additional cash injection may be needed. Just remember – be careful and follow the following rules of sound borrowing!
First of all: Set the loan amount
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Think about whether you will definitely need the loan. Calculate your budget and decide what amount you should apply for. Consider the form of repayment – will you manage to repay the whole amount in full, or better spread the repayment of liabilities into several smaller installments.
Secondly: Choose a reliable loan company
We usually borrow small amounts for a picnic, which is why most of us decide on a short-term loan. chwilówki. Remember to make a wise choice of loan company. Use only the services of those institutions that enjoy the trust of consumers. When choosing a loan company, it will be useful to track the current loan rankings and read reviews about the company you choose.
Third: Read loan agreements
Read the loan agreement before you sign it. Don’t give in to impulses. Act wisely. If a section of the contract is unclear to you, ask the loan company employee for clarification. Before concluding the contract, please familiarize yourself with all the parameters of the loan. Check additional costs – non-interest. Although the amendment to the Financial Market Supervision Act has been in force since March 11, which sets the maximum loan cost, you should always be vigilant and review the terms and conditions of the contract and its costs.
Free loan for May
Many non-bank institutions offer new clients the first loan for free. Thanks to this, we give back only as much as we borrowed. This month, we can apply for a free loan, including in Porfel, CashMan, Solfe Credit and MetLoan.
PLN 1000 loan for free
The loan with no commission or interest at Loan is available to new customers in the amount from PLN 100 to PLN 1,000. The company grants loans online for a period of 30 days. However, if you need to borrow a small amount from PLN 200 to PLN 1,000 for a period shorter than 30 then you can take advantage of the CashMan offer. The company grants loans for a period of 5 to 30 days.
Free loan up to PLN 2,000
You can get a free loan of up to PLN 2,000 at NestCredit, while Cheap Loan offers a loan for free to new customers up to PLN 1,700. Both companies grant online loans for up to 30 days. Both MetLoan and Cheap Credit have high loan granting, and it takes a few moments to complete the application in both cases. All thanks to short and intuitive loan forms.
Online loan up to PLN 4,000
There are also online lending companies on the market for higher amounts, up to PLN 4,000 with minimum formalities. A loan from PLN 200 to PLN 4,000 can be obtained at GetBucks. The company provides online payday loans to people over 18 years old.
When choosing a loan for a picnic, be cautious above all. Check opinions about the loan company and familiarize yourself with its offer. Read the terms of the contract peacefully and return borrowed funds on time. Be aware of borrowers.